Company Liability Insurance

 

Company liability insurance protects business owners, employees and customers. Depending on the type of business you run you may require a mix of company liability policies.

Check list for company liability insurance

Do you employee any one (including sub contractors) ?
If you employee anyone within your business it is a legal requirement for you to have employers liability insurance

Do member of the public visit you premises ?
If members of the public visit your premises (even at your home) public liability insurance protects you from the financial costs of damage to their property or injury

Do you visit or work at other peoples premises or home ?
Public liability insurance will cover the cost of any property or third party injury whilst carry out your normal work

Do you provide advise to clients ?
If you provide advice to clients eg: as a marketing or PR consultant, and a client seeks compensation sought if you have made a mistake or have been negligent professional indemnity insurance will cover both any compensation and legal costs.

Are you a company director or officer ?
As a company director you face many legal responsibilities, directors liability insurance can protect you as a result of being held responsible for health and safety, data protection, maintaining satisfactory accounts, fraud or negligence.

Do you manufacture or supply a products from outside the EU ?
Product liability insurance protects manufacturers, distributors, suppliers, and retailers, who supply products to the public can be held responsible for the injuries those products cause.